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Hupernikao

Knowledge and understanding of risk in a Financial Services environment

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Analysing the wants and basic needs of an individual at different stages in his/her life cycle.
Describing the dynamic nature of income and expenditure typical at different stages of an individual's life.
Explaining the interrelationship between an individual's basic needs and wants and the implications for a financial plan.
Interpreting critical events that trigger entry into a new stage in the financial life cycle.